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NZ citizen or permanent resident
Regular income
APR
9.95–29.95%
Amount
NZ$2k–NZ$50k
Term
12–84mo
Residential home loans typically need at least 20% equity
Residential investing lending typically needs at least 30% equity
First Home Loans can be available with at least 5% equity
APR
4.19–6.39%
Amount
—
Term
6–360mo
Credit assessment based on income and overall financial situation
APR
9.95–29.95%
Amount
NZ$500–NZ$50k
Term
3–84mo
APR
13.9–19.9%
Amount
NZ$2k–NZ$50k
Term
6–60mo
NZ citizen or permanent resident
Age 18+
Regular income
APR
8.55–11.7%
Amount
NZ$5k–NZ$100k
Term
12–60mo
APR
12.9–19.95%
Amount
NZ$2k–NZ$50k
Term
6–84mo
APR
12.95%
Amount
NZ$2k–NZ$50k
Term
6–84mo
At least 18 years old
Regular income
Enough money left after expenses for repayments
APR
13.9%
Amount
NZ$3k–NZ$50k
Term
6–84mo
APR
13.9%
Amount
NZ$3k–NZ$50k
Term
6–84mo
APR
9.95–17.75%
Amount
NZ$1k–NZ$50k
Term
6–60mo
NZ or Australian citizen
No defaults on credit file
Full-time or permanent part-time employment
APR
7.99–24.99%
Amount
NZ$2k–NZ$100k
Term
36–84mo
APR
12.99–18.99%
Amount
NZ$2k–NZ$30k
Term
12–60mo
APR
6.49–12.99%
Amount
NZ$2k–NZ$50k
Term
6–60mo
At least 18 years old
NZ citizen, permanent resident, or Australian citizen
No defaults on credit file
APR
7.99–24.99%
Amount
NZ$2k–NZ$100k
Term
36–84mo
NZ citizen or permanent resident
Regular income
Minimum age 18
APR
9.4–12.15%
Amount
NZ$5k–NZ$75k
Term
12–60mo
NZ citizen or permanent resident
Age 18+
Regular income
APR
11.5–15.5%
Amount
NZ$1k–NZ$30k
Term
6–60mo
APR
8.95–19.95%
Amount
NZ$2k–NZ$100k
Term
12–84mo
APR
9.95–29.95%
Amount
NZ$500–NZ$50k
Term
3–84mo
APR
7.99–13.9%
Amount
NZ$2k–NZ$50k
Term
6–60mo
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