Insights & Guides
Expert guides and transparent comparisons to help you borrow wisely.
Discover the best personal loans this September, from low rates to fast approvals. Find loans for large amounts or low credit scores.
Salaried worker on government payroll or profiled employer
Ghana Card (Ecowas ID)
Recent 3 months payslips
APR
22.75–30.0%
Amount
₵2k–₵700k
Term
12–60mo
Absa account holder
6 months employment
Permanent staff or fixed-term contract
APR
7.03–30.03%
Amount
₵500–₵1M
Term
6–96mo
Salary account with Standard Chartered
Minimum 6 months employment
Credit life insurance required
APR
25.83–32.0%
Amount
₵800–₵350k
Term
12–72mo
OmniBSIC account holder
Salaried worker
6 months payslips
APR
—
Amount
—
Term
≤36mo
Profiled employer
6 months confirmed employment
Stanbic account (1 month minimum)
APR
—
Amount
₵2k–₵500k
Term
12–72mo
Fidelity Bank account holder
Salaried worker
6 months minimum employment
APR
22.0%
Amount
Up to ₵450k
Term
6–84mo