Insights & Guides
Expert guides and transparent comparisons to help you borrow wisely.
Explore rates and terms from Renmoney and Kuda to find the right personal loan for your situation. Compare digital app flows and loan limits to decide.
Kuda app account required; monthly installment repayment; no paperwork
APR
30.0–108.0%
Amount
₦5k–₦250k
Term
3–12mo
Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required
APR
20.0–28.0%
Amount
₦200k
Term
6–60mo
Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report
APR
35.4%
Amount
₦5k–₦5M
Term
3–12mo
APR
54–195%
Amount
₦2.5k–₦1M
Term
3–12mo
Digital application through the Renmoney app; identity and income checks may apply
APR
25.44–31.8%
Amount
₦50k
Term
3–24mo
No collateral; smartphone app application
APR
60.0%
Amount
₦1.5k–₦1M
Term
3–12mo
