Insights & Guides
Expert guides and transparent comparisons to help you borrow wisely.
Compare SCB's digital-first approach with Krungthai's state-backed security. Weigh the pros and cons to find your best loan option.
Thai citizen or work permit holder
Age 20-65
Minimum income THB 15,000/month
APR
2.5–6.0%
Amount
฿200k–฿3M
Term
12–84mo
Thai nationality or work permit
Minimum age 20
Car registered 2024-2026 for best rates
APR
2.99–10.0%
Amount
฿100k–฿5M
Term
12–84mo
Thai resident
Aged 20-65
Proof of income
APR
2.99–7.0%
Amount
฿100k–฿3M
Term
12–84mo
Thai citizen
Age 20-60
Min income THB 10,000/month
APR
15.0–25.0%
Amount
฿10k–฿1.5M
Term
12–60mo
Thai citizen or permanent resident
Age 21-60
Min income THB 15,000/month
APR
13.0–25.0%
Amount
฿20k–฿1M
Term
12–60mo
Thai citizen
Age 20-60
Min income THB 15,000/month
APR
9.99–25.0%
Amount
฿15k–฿1.5M
Term
12–60mo
